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New ISA Rules Now in Effect!

From 1 July 2014, ISAs (Individual Savings Accounts) were reformed into a new and simpler product. This change was announced in the March 2014 Budget when the Government unveiled the ‘New ISA’ (NISA), a move that represents the biggest-ever increase to ISA limits. The NISA annual limit is now £15,000. The key features worth noting are: Improved flexibility – the new rules mean you can split your ISA allowance as you …Read More

The New ISA – FAQ

The New ISA From 1 July 1 2014 all ISAs will become New ISAs (NISAs). This applies to all existing ISAs and new accounts opened after 1 July. The Government is changing the name to reflect the significantly increased limits and flexibility that will be available to account holders. The NISA will be more generous and will offer flexibility to save your NISA annual allowance of £15,000 in cash, stocks …Read More

ISAs – Tax breaks for all generations

ISAs – Tax breaks for all generations Like the Personal Equity Plans (PEPs) and Tax exempt Special Savings Accounts (TESSAs) that preceded them, Individual Savings Accounts (ISAs) have proved immensely popular with savers and investors – from those with a few hundred pounds saved to the fortunate investors that now have £1m-plus portfolios after contributing the maximum since PEPs started. “The funds accumulated in their JISA can help a young adult with university or housing costs when really …Read More